For U.S. Mortgage Lenders

Luna AI

Your intelligent loan analyst

Luna analyzes loan files, catches condition issues, answers guideline questions with citations, and predicts approval risk—all from a single drawer in Salesforce.

inflooens is a Salesforce-native mortgage POS + CRM + loan operations workspace with real-time Encompass sync. Luna is the AI layer that makes your unified data actionable.

30+
min saved per loan
20+
anomaly types
5
agency guidelines
17
AI features
Salesforce-nativeReal-time Encompass syncSOC 2 compliant AI1-day implementation
Core Capabilities

The Three Pillars of Luna AI

Proactive Detection

Luna monitors your pipeline for problems—before you know they exist. 20+ anomaly types across sales, processing, underwriting, and closing.

  • Rate lock expiration alerts
  • Credit staleness detection
  • Role-based anomaly routing

Guideline Intelligence

Luna searches Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines using RAG and returns cited answers from agency documents.

  • 5 agency guideline sets
  • Cited answers with sources
  • Natural language queries

Approval Prediction

Luna's 6-factor scoring model predicts underwriter approval probability, giving visibility into where each loan stands before submission.

  • Credit, DTI, LTV factors
  • Employment & documentation
  • Reserves analysis
Why Platform Matters

Platform vs. Point Solutions

You can buy a POS. You can buy a CRM. You can buy an AI tool. Or you can have one platform where they work together—and where AI actually works.

Unified Platform

inflooens approach

Data Architecture

Single source of truth. Lead, loan, comms, docs, conditions — all in one place.

AI Effectiveness

AI sees complete loan context. Better predictions. Smarter suggestions.

Workflow

One login. One interface. Zero context-switching.

LOS Sync

Real-time bi-directional Encompass sync. Field-level mapping.

Implementation

1-day go-live. Config-driven. No custom code.

Point Solutions

The old way

Data Architecture

Data scattered across 5-8 systems. Manual sync. Constant reconciliation.

AI Effectiveness

AI sees fragments. Limited context. Shallow insights.

Workflow

Multiple logins. Tab-hopping. Friction at every step.

LOS Sync

Batch sync or manual export. Data drift. Reconciliation burden.

Implementation

4-12 weeks per tool. Integration complexity compounds.

Point solutions are yesterday. AI agents thrive on unified platforms—because they need complete context to be useful.

Luna + Platform

Luna Runs Best on Unified Data

Luna sees the complete closed-loop: from lead capture through funding and back to marketing. That's how she catches what others miss.

Lead Capture

Inbound leads flow in

Credit & Pricing

Soft pull + rate options

Application

Borrower POS experience

Loan File

All data unified

Comms & Tasks

Email, SMS, calls tracked

Conditions

PTD/PTA/PTF managed

Encompass Sync

Real-time bi-directional

BI & Marketing

Closed-loop attribution

Luna sits at the center—reading from every stage, surfacing insights, and taking action. No API stitching. No data gaps. Just complete context.

Interface

Luna in Action

One drawer. Three tabs. Zero context switching.

Analyze Tab

Instant predictions, anomaly detection, eligibility overview, and what-if scenarios. Luna analyzes the loan the moment you open the drawer.

Ask Luna Tab

Natural language Q&A with guideline RAG, agentic tools, and conversation memory. Ask follow-up questions—Luna remembers the context.

Actions Tab

Priority actions, task creation, communications, and document requests. Every insight has a one-click action attached.

Features

17 AI-Powered Features

P1Core Intelligence

AI Loan Analysis
Deep loan review powered by Claude
Guideline RAG
5 agency guidelines searchable with citations
Anomaly Detection
20+ anomaly types caught automatically
Guideline Violations
Real-time compliance checks against agency rules
One-Click Tasks
Create tasks directly from Luna's insights

P2Smart Features

Document Recommendations
Status-aware suggestions for what to collect next
Self-Employment Checks
2-year history validation, P&L verification
Communications
SMS, Email, Call directly from Luna drawer
Document Requests
Trigger doc request workflow from Luna
What-If Scenarios
DTI/LTV improvement simulations
Milestone Awareness
Different checks for Sales vs Ops vs UW stages
Role-Based Checks
Sales sees different alerts than Processors

P3Advanced

Conversation Memory
Multi-turn context retention across sessions
Program Comparison
Side-by-side FHA/Conv/VA/USDA analysis
Proactive Actions
Autonomous suggestions based on loan state

P4Predictions

UW Prediction
6-factor approval scoring model
Stall Risk
Activity-based detection of files at risk
Anomaly Detection

20+ Anomaly Types Across the Loan Lifecycle

Universal Anomalies

  • Rate lock expiration alerts
  • Credit staleness detection
  • Employment gap warnings
  • Contact staleness alerts
  • Co-borrower data gaps

Sales Milestones

  • Buyer's agent not updated (Purchase)
  • Credit pulled >24hrs — need commitment
  • Pre-approved check-in
  • Application incomplete — send POS link

Processor Milestones

  • Processor not assigned
  • Stale PTD conditions
  • TRID disclosure timing
  • PTA conditions blocking submission

Closing Milestones

  • Closing date not set
  • PTF conditions open
  • Funding wire verification
Enterprise-Ready

Built for Security, Governance, and Scale

Salesforce-Native

Runs in your org. Your data stays in your org. CRUD/FLS enforced.

PII Protection

PII never logged in Lambda or error logs. SOC 2 compliant.

Audit Trails

Every AI decision logged. Explainable. Reproducible.

Encompass Sync

Bidirectional sync at field level. No data drift. No reconciliation.

The Business Case

2x your conversion rate.

Industry average pull-through is just 15-25%. Most leads leak due to slow response, missed follow-ups, and reactive workflows. Luna catches issues before they cost you loans.

Without Luna13% pull-through
With Luna AI29% pull-through
See Full ROI Analysis
Per 100 leads/month
+16
Additional Closings
Monthly Revenue Impact
$128K+
at $8K avg revenue per loan
30+
min saved/loan
1
day deploy
17
AI features

Ready to meet Luna?

See how Luna AI can save your team 30+ minutes per loan while catching issues before they become problems.